PGDM + AEPGP
Post Graduate Diploma in Management + Apprenticeship Embedded Post Graduate Programme (PGDM + AEPGP)
Approvals & Accreditations
PGDM + AEPGP
Post Graduate Diploma in Management + Apprenticeship Embedded Post Graduate Programme (PGDM + AEPGP)
Introduction
If you've been searching for a post graduate diploma in banking and financial services that actually gets you job-ready, this is worth a closer look. Indus Business Academy (IBA) Bangalore, in collaboration with BFSI-SSC (an initiative of the National Skill Development Corporation, NSDC), has designed a two-year, industry-integrated PGDM in BFSI that blends solid management education with sector-specific training. Officially, it's a post graduate diploma in banking and finance, but in practice, it's built more like an apprenticeship with a management degree attached, on campus for a year and inside the industry for the next. Most people looking for a pg diploma in banking and finance expect either heavy theory or a short internship tacked on at the end. This programme is neither. You get an NSDC-certified curriculum, certifications from bodies like NISM and IIBF, and a full year of paid corporate apprenticeship, so you graduate with real work experience, not just a certificate.
Build a Career in India's Fastest Growing Banking and Financial Services Industry
Banking, financial services and insurance is one of the few sectors in India genuinely built for the long haul. Digital banking, UPI, AI-driven risk management and financial inclusion are reshaping how the industry works, and companies across banking, insurance, NBFCs and fintech are hiring at pace, not just in Mumbai or Delhi, but increasingly across Tier-2 cities too. This is exactly why a PGDM in BFSI makes sense right now. Generic MBAs teach you management, but a dedicated pg diploma in banking and insurance or finance-focused programme gets you speaking the sector's language from day one, credit, risk, wealth management, compliance, before you've even finished the course. If you know you want a career in this space, going in with a post graduate diploma in banking and financial services rather than a general degree gives you a real head start.
Why Choose IBA Bangalore for PGDM + AEPGP?
IBA Bangalore was established in 2001 as Bangalore was emerging as India’s knowledge hub, and today it runs from a 2,70,000 sq. ft. campus spread across 8.5 acres, making it one of the larger B-Schools in the city. It operates under the Arihant Education and Research Foundation, a not-for-profit public charitable trust, and has built its reputation on hands-on, industry-linked education. Its version of a post graduate diploma in banking and finance is designed specifically around what BFSI employers are hiring for, not a generic template borrowed from a regular MBA.
A few reasons students keep choosing IBA:
- Ranked among India’s top private B-Schools by Times B-School (23rd, 2026), Outlook (25th, 2026) and The Week (38th, 2025)
- Recognised as a Best Education Brand by The Economic Times for nine years running (2017-2026)
- Winner of the CSR Top Institutes of India award for 14 consecutive years (2012-2026)
- Featured in Forbes India’s “Great Indian Institutes” Marquee Edition
- AICTE approved, with SAQS and IACBE accreditation
What Makes This PGDM + AEPGP Course Different from Other Programmes?
Industry Curriculum:
A pg diploma in banking and finance curriculum designed and certified by NSDC and Skill India, built specifically for BFSI careers.
Professional Certifications:
Certifications through NISM, IIBF and IBA, alongside mentoring from ex-bankers and BFSI industry leaders.
Immersive Learning:
App-based, tech-immersive learning woven through the full two years.
Paid Apprenticeship:
A full 12-month paid corporate apprenticeship, not a short summer internship.
Career Support:
A Career Management Programme running alongside your apprenticeship year, a feature most plain PGDM in BFSI courses don’t offer.
Curriculum: How the 2-Year PGDM + AEPGP Is Structured
Year 1: Orientation, Foundation and Trimester-Wise Subjects
Year one begins with an orientation covering foundation subjects, an overview of BFSI, accounting and financial statement analysis, organisational behaviour, communication skills, and even basic Kannada, useful if you’re moving to Bangalore from elsewhere. This is where a post graduate diploma in banking and finance starts to look different from a regular management course, the subjects are built around banking, insurance and fintech from week one. From there, the year is split into three trimesters:
1st Trimester:
Covers the Credit Processing Officer NSDC certification, FinTech ecosystem and digital financial services, programming for FinTech (Python and SQL), advanced Excel, financial markets, the Indian financial system, and consumer psychology, among other subjects.
2nd Trimester:
Includes the Mutual Fund Distributor NSDC certification, blockchain and distributed ledger technology, digital payments and UPI, open banking and account aggregation, risk management in banking and insurance, and wealth management, all core to any serious pg diploma in banking and insurance.
3rd Trimester:
Wraps up Year 1 with the Essentials of Personal Finance NSDC certification, FinTech business models, AI and data analytics in finance, Power BI dashboarding, cybersecurity, financial modelling, investment banking, and a capstone project in BFSI and FinTech.
Alongside the trimester subjects, you’ll also pick NISM certifications: three from a group that includes Securities Markets Foundation and Mutual Fund Distributors Certification, plus one each from two further groups covering anti-money laundering and specialised finance topics.
Year 2: Industry Apprenticeship and Career Management Programme
This is where the “AEPGP” part of the programme really kicks in, and where it stops resembling a typical post graduate diploma in banking and financial services and starts looking like an actual job. You’ll spend the full second year on a paid corporate apprenticeship inside a BFSI organisation, learning on the job rather than in a classroom. On weekends, you’ll continue with focused BFSI classes delivered by subject matter experts and industry leaders, plus IGNITE, an AI-integrated experiential learning programme on entrepreneurship, and the Career Management Programme to help you plan what comes next.
12-Month Paid Apprenticeship: Learning on the Job in Year 2
The apprenticeship is arguably the biggest differentiator of this PGDM in BFSI, compared to a traditional MBA. Instead of a two-month internship squeezed in between semesters, you get a full 12-month paid corporate apprenticeship as part of the second year, treated as a genuine part of your education rather than an add-on. You'll be earning while you learn, applying what you studied in Year 1 to real BFSI work. It's this apprenticeship year that turns a standard post graduate diploma in banking and finance into something closer to on-the-job training with a degree attached.
Certifications Included in the PGDM + AEPGP
This isn’t academic-only. What makes it a genuine post graduate diploma in banking and financial services, rather than just an MBA with a finance elective, is the certification layer built in throughout:
NSDC certifications — Credit Processing Officer, Mutual Fund Distributor and Essentials of Personal Finance.
NISM (National Institute of Securities Markets) certifications — across securities markets, portfolio management, research analysis, mutual funds, anti-money laundering and more.
IIBF (Indian Institute of Banking & Finance) — industry exposure and mentoring.
IBA (Indian Bankers Association) — experiential learning inputs.
Few programmes marketed as a pg diploma in banking and finance stack this many recognised, industry-body certifications into a single course.
What Career Opportunities Open Up After This PGDM + AEPGP?
Graduates of this pg diploma in banking and insurance and finance programme are prepared for roles such as:
Investment Banker
Financial Analyst
Treasury Operations Specialist
Wealth Manager
FinTech Product Analyst
Banking Relationship Manager
Compliance & Regulatory Officer
Financial Planner / Insurance Advisor
Risk Manager
These roles span private and nationalised banks (HDFC Bank, ICICI Bank, Axis Bank, SBI, Bank of Baroda and others), insurance companies and NBFCs (LIC, ICICI Prudential, Reliance General Insurance, Bajaj Finserv), and fintech companies (PhonePe, Razorpay, Paytm, Stripe), giving you a genuinely wide net to cast once the apprenticeship year ends.
PGDM + AEPGP Course Fees
| Particulars | Amount |
| Registration Fee (on receipt of Admission Letter) | ₹60,000/- |
| Programme Fee (inclusive of registration fee) | ₹10,32,000/- |
Compared to some standalone finance certifications, a full post graduate diploma in banking and finance like this one costs more upfront, but it also comes with a paid apprenticeship year, which offsets a fair share of that investment. For a full breakdown, it’s best to check the detailed fee structure directly with the admissions team, since installment options and any scholarships may apply.
What Are the Eligibility Criteria and Entrance Exams Accepted?
| Criteria | Details |
| Educational Qualification | Graduation (10+2+3 or 10+2+4) in any discipline from a recognised university |
| Minimum Aggregate Marks | 50% overall (45% for reserved category candidates) |
| Final Year Students | Eligible to apply |
| Entrance Exams Accepted | CAT 2025, XAT 2026, CMAT 2026, NMAT by GMAC 2025, MAT (Sept 2025, Dec 2025, Feb 2026, May 2026), ATMA 2026, GMAT (after Sept 2024), GATE 2024-25, and various state government entrance tests |
How to Apply: Admission Process for 2026-28
- Start your journey — Register and fill out your application form online.
- Confirm your application — Submit the form and pay the application fee.
- Application acceptance — Complete your SOP submission, group discussion and personal interview.
You can apply directly through the QR code on the brochure or by visiting IBA Bangalore’s admissions page.
Frequently Asked Questions about PGDM + AEPGP
Frequently asked questions about the PGDM + AEPGP. Reach out to the admissions team for anything not covered here.
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